Having Problems Getting A Mortgage

I recently had the not so pleasant experience of working with a mortgage to go company that failed to meet my and my client’s expectations, so I wanted to put out the good news for anyone who is looking to buy real estate in Saskatoon who is having problems getting answers from their lenders.  I have a couple of really great guys who can get the job done!

There are many options for new home buyers in Saskatoon to get a mortgage. Some people use their bank, which is generally fine, however I advise shopping around. Don’t just take the first mortgage that you are offered as sometimes other branches or mobile mortgage specialists can beat a bank’s mortgage rate.  At the end of the day we all want to save as much money as we can so be sure to shop around.

Some of these ‘mortgages to go’ companies who claim they can get a mortgage for people with difficult credit do not have the most qualified people working for them. In this particular experience we had, the company finally ordered an appraisal 3 days after we were originally supposed to remove conditions. So, after a week of not getting answers and running into the issue of people who stop work at 4:30 pm and then don’t respond until 3 pm the next day, I sent my client to a Saskatoon mobile mortgage specialist in my referral network. After having the file for a mere 36 hours from start to finish, my Saskatoon mobile mortgage specialist had the mortgage approved and conditions removed.  Meanwhile the mortgage to go company was still trying to get an appraiser in.  I have developed a great referral networkfor anyone I work with that is buying or selling a home in Saskatoon.  These individuals are some of the top in their respective industries and come personally recommended.   Please don’t hesitate to ask me who I recommend for getting a mortgage in Saskatoon as I have several really great contacts!

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

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