Saskatoon Property Tax Increase Approved

May 7th, 2008

On Monday night, the city of Saskatoon council approved the city operating budget.  The new budget will result in a 5.44% increase to all Saskatoon real estate owners property tax bills.  This is lower than the projected 8% increase the city first proposed.  The reason for the slight reduction is partly due to the provincial government putting forward 1.5 million dollars to the city budget.  The city has stated one of the biggest reasons for the tax increase is to cover the costs for the city expanding.  The city of Saskatoon is currently developing several existing neighbourhoods such as Willowgrove as well will be developing several new ones.  Both the public and catholic school boards increased their annual taxes as well which adds to the total increase.  For a more in depth story about the Saskatoon property tax increase be sure to visit the Saskatoon Star Phoenix website

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Saskatoon Webcams

May 5th, 2008

The city of Saskatoon is a beautiful city with tons to offer its residents and visitors.  One of my biggest passions in life is traveling and whenever I travel people ask about where I am from and what it is like there.  For those of you who are unfamilair with Saskatoon or else may be a resident but interested in seeing something different, I have compiled a list of available Saskatoon webcams. 

All 3 webcams provide different angles of the city.  The CBC is a shot of downtown Saskatoon with the other 2 being shots at the University of Saskatchewan.  If you are interested in visiting Saskatoon or even looking at getting involved into the Saskatoon real estate market check out the webcams.  If you are looking to relocate to Saskatoon or interested in getting involved in the Saskatoon real estate market be sure to contact me and I will be more than happy to help you anyway I can.

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Hampton Village Teen Care Home Under Protest

May 2nd, 2008

Awhile ago I wrote a blog about a teen care home in Hampton Village.  Recently a group of homeowners in the Hampton Village neighbourhood came forward to protest the teen care home saying their children would be endangered by the presence of two teen care homes.  Many of the neighbours are coming together and putting together a formal campaign.  Already west-side city councillors have been going door to door to residents in Hampton Village getting signatures for a petition against the teen care homes.  Last reported they already had approximately 100 signatures.  Among some of the complaints people are stating are the safety for their children and also the potential affect on their Saskatoon property value.  This would be the 5th and 6th home in Saskatoon as part of this program.  The city of Saskatoon stated that it has not received any complaints about the existing 3rd and 4th home in the city.  One of these are already located in Hampton Village and the other is located in Dundonald

To read more about this story be sure to visit the Star Phoenix article.

Kari Calder
Saskatoon Real Estate Agent
Century 21 Saskatoon

Saskatoon Utilities Could Increase Eventually

May 2nd, 2008

The Saskatchewan Crownsthis year have recorded record earnings however the promise made by the NDP government that Saskatchewan residents would have the lowest bundled utilities across Canada could end in the near future.  The SaskParty has said in news paper articles that they won’t up hold this promise to Saskatchewan residents as it was a campaign promise made by the NDP.  I for one enjoy the fact that our utilities are cheaper than the rest of Canada and I believe it’s one of the many benefits of being a resident in Saskatchewan.  A potential increase for utilities in the province of Saskatchewan could have a huge affect on home owners.  With the sudden increase of real estate prices across our province, affordable utilities are something that everyone needs.

It will be interesting to see what happens down the road especially considering Saskatchewan Crown Corporations are reporting record profits.  I am hoping the SaskParty government will realize and keep the cost of utilities down for all residents.  As a Saskatoon real estate owner myself, higher increases in utilities will have a big affect on what people can afford down the road.

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Grass Fire Threaten Saskatoon Homes

May 2nd, 2008

On Tuesday, April 29th a dozen homes were threatened by grass fires in the Riverside Estatesarea.  Luckily no homes were destroyed by the fires that were started accidentally.  When fire officials arrived many Saskatoon residents were trying to fight the fires themselves.  The fire crews were able to safely put out all of the fires without any damage to property or people.

On the same day a grass fire was started near the Saskatoon Regional Psychiatric Centre right.  This is located next to Silverspring but luckily the fire was a bit further north and did not harm any buildings.  As the weather starts to warm up the ground dries up, Saskatoon residents need to ensure they take property precaution when starting fires.  Grass fires can be extremely dangerous and cause a lot of damage to real estate.

Read the full article on the cbcnews.ca website.

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Saskatoon Stolen TV Scam

May 2nd, 2008

The Saskatoon Police have announced a scam that has been happening around Saskatoon recently.  Apparently someone has been calling individuals as well been visiting local Saskatoon pubs and lounges offering people new stolen plasma TV’s for extremely cheap.  People have been taking this bait and showing up to a specified location to meet this individual and paying them money first.  The individual then leaves and never returns so the people are out their money without their stolen TV.  I am actually quite surprised people would even fall for this scam.  First off, it is illegal to purchase stolen goods and second off, who trusts a guy randomly calling you or coming up to you in a lounge or pub with a deal that is too good to be true?  This isn’t the first time I have heard a story similar to the “it’s too good to be true”.  I’ve dealt with many people in the Saskatoon real estate market who have had experiences of people looking at houses in Saskatoon that were being sold privately only to find out that there were major things wrong with the house that the person selling did not disclose.  This is one of the many important reasons its critical to work with a Saskatoon real estate agent.  By working with a Saskatoon Realtor you have access to additional information that people buying privately don’t.  A Saskatoon real estate agent can be sure that you ask all the right questions and get the answers you need before you make one of the biggest purchases of your life.  The last thing you want to happen is find out that the home you thought you got an incredible deal on was actually a lemon.  If you are looking to get involved in the Saskatoon real estate market be sure to contact me.

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Tap Water Vs Bottled Water

April 25th, 2008

After the weird Saskatoon weather we have been getting, I think we all notice how global warming is impacting our country and planet.

One of the things I like to do for my Saskatoon real estate clients if give them the information on how to sign up for a recycling program here called Saskatoon Curbside Recycling. I use it myself and love it, so I like to introduce 

I just listened to an interesting story about how plastic water bottles are impacting our environment. Did you know that 90% of these end up in the landfills!

By getting a water filter on your tap a person will keep approx 300 bottles out of the landfills each year.

Most people can’t distinguish the difference during taste tests, the taste tests actually had very surprising results, many people preferred tap water!

Get an under counter system and a reusable bottle each day

Save money and help the environment!

Check out this websitewhich was made by Brita and Nalgene

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Mexico Real Estate Invesment – Serena Marina & Golf Residences

April 25th, 2008

For anyone looking to invest in Mexico real estate and possibly retire in Mexico, we have a great project that we are promoting called Serena Marina & Golf Residences. I have personally been to the project as I will not work with a company without having checked them and their development out, and I found this to be a very well run project with honest sales people (yes, those do exist!).

My partners and I had looked into getting into different Mexican projects and chose Serena for several reasons.

  • They are honest and ethical in their business dealings.
  • They have done this type of development before, so they have a good reputation.
  • They are not a ‘fly by night’ developer as they are local to the area and known throughout Mazatlan and Mexico.
  • They only require a 10% deposit to start and then the rest upon completion, so they are well funded and don’t need a draw mortgage (a draw mortgage means that the developer does not have enough money to fund the entire project therefore you and everyone else buying into it are actually paying to have the work completed)
  • The project itself is very unique. It is the only project in the Mazatlan Marina that is both on the marina and the golf course. Your views are great, it is a prestigious place to be, and the quality and workmanship is unlike any I have seen before. No, it is not ocean front, but that isn’t a bad thing as ocean front properties don’t have as good of lifespan due to the saltwater, believe it or not you do get tired of the view, and it is a lot windier.
  • The condos are affordable and they offer a rental program when you are not there and will look out for it for a percentage, so this helps you pay your mortgage when you are not using it yourself!

There are many other reasons we chose to represent this project, but those are the key points.  If you are interested in this project or other real estate investment opportunities be sure to contact me soon as they are selling quickly!

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Spring Time Equals Water In Basements For Some Home Owners

April 25th, 2008

With this odd weather we are having and our already full water table, I wanted to write a blog about the water in basements in Saskatoon. It is unfortunate, but it seems that houses in Saskatoon are often getting moisture where they may have never had that problem in the past.

With the rain in Saskatoon that we are experiencing right now I have spoken with people who are getting moisture in the basement of their homes. Unfortunately as a Saskatoon real estate agent there is not much I can do about this but try and educate people and point them to people that can assist them. It appears that in certain areas, moisture is a fact of life. 

There are things you can do though, and the biggest thing to look at is what is happening externally. The quickest thing is usually the culprit, and that is lack of proper down-spouting from the eaves-troughs. Many people put the arm up as it is in the way or unsightly, but forget to put it back down. This causes water to pool near the base of the house, which overwhelms the weeping tile (if there is any) which then causes moisture to occur. The other thing is commonly the eaves themselves. They may be clogged with leaves or just past their life span, so invest in new ones or cleaning out your existing eaves as it is cheaper to do maintenance than it is to fix foundations.

The other thing to look at is how your property is graded. Due to time and shifting of the ground, your once level grass may now point the water towards your house. Get some extra dirt in and make sure that the yard slopes away from your house.  It is always best to consult with a professional though.  They will have the best idea of how to correct any flooding that is occurring in your home.

Be sure to visit the city of Saskatoon flood prevention website to find out additional tips that can assist you.  Remember to do your yearly maintenance on your house in Saskatoon as prevention is the best cure!

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.

Having Problems Getting A Mortgage

April 25th, 2008

I recently had the not so pleasant experience of working with a mortgage to go company that failed to meet my and my client’s expectations, so I wanted to put out the good news for anyone who is looking to buy real estate in Saskatoon who is having problems getting answers from their lenders.  I have a couple of really great guys who can get the job done!

There are many options for new home buyers in Saskatoon to get a mortgage. Some people use their bank, which is generally fine, however I advise shopping around. Don’t just take the first mortgage that you are offered as sometimes other branches or mobile mortgage specialists can beat a bank’s mortgage rate.  At the end of the day we all want to save as much money as we can so be sure to shop around.

Some of these ‘mortgages to go’ companies who claim they can get a mortgage for people with difficult credit do not have the most qualified people working for them. In this particular experience we had, the company finally ordered an appraisal 3 days after we were originally supposed to remove conditions. So, after a week of not getting answers and running into the issue of people who stop work at 4:30 pm and then don’t respond until 3 pm the next day, I sent my client to a Saskatoon mobile mortgage specialist in my referral network. After having the file for a mere 36 hours from start to finish, my Saskatoon mobile mortgage specialist had the mortgage approved and conditions removed.  Meanwhile the mortgage to go company was still trying to get an appraiser in.  I have developed a great referral networkfor anyone I work with that is buying or selling a home in Saskatoon.  These individuals are some of the top in their respective industries and come personally recommended.   Please don’t hesitate to ask me who I recommend for getting a mortgage in Saskatoon as I have several really great contacts!

Kari Calder
Saskatoon Real Estate Agent
Century 21 Conexus Realty Ltd.